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In order for you to stay protected by keeping your policy in tact, you must declare and disclose to the insurance company all upgrades (i.e. new radio or rims, body kit, etc.) you have done to your car, subject to the Company’s approval. Otherwise, any claim on these accessories shall be limited only to the original/ “ built in” factory items/ values and any other accessories shall not be compensated.
A deductible is a standard part of insurance and it is the amount pertaining to your contribution on each and every claim, and will be subtracted from any compensable claim.
It is the amount to be subtracted from your claim, subject to policy schedule, that will be applied for replacement of damaged parts. This is a betterment charge, which begins to apply on claims after a period of time specified under the policy, such as after three years for private cars.
Please email us your full name, policy no., and contact number to assistance@puicinsurance.com so we can assist you with your CNC.
Please prepare the following requirements (click here) and email to claimscenter@puicinsurance.com along with your full name, policy no., contact no., and agent if applicable. Thank you.