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Personal Accident Insurance

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What are you protected against?

It is a form of insurance, which provides indemnity and monetary compensation for expenses or loss of income brought about by death or bodily injury arising from accidental means.
Accidental Death Benefit
If assured dies from accident, he will be indemnified of the full coverage of the policy.
Permanent Dismemberment
Assured is paid subject to percentage of the sum insured according to the schedule of benefits in case of dismemberment or permanent disability. Unlike other policies we provide indemnity for loss of use that would not require actual severance of limbs.
Temporary Total and Partial disability
Pays a weekly indemnity in case of disability, which prevents the insured from temporarily performing his duties/wotk totally or partially
Medical Reimbursement and Surgical Expenses
Medical expenses that maybe reimbursed arising from the accident, subject to limits of the policy.
Unprovoked Murder and Assault
Assured is paid benefits in cases of death and disablement caused by unprovoked murder and assault or any attempt thereat, subject to the policy limits.
Burial Assistance
Pays for burial expenses, subject to policy limits


No, Personal Accident (PA) Insurance only covers claims from accidental means. Natural sickness is not covered under this PA.