It is a form of insurance, which provides indemnity and monetary compensation for
expenses or loss of income brought about by death or bodily injury arising from
Accidental Death Benefit
If assured dies from accident, he will be indemnified of the full coverage of the
Assured is paid subject to percentage of the sum insured according to the schedule
of benefits in case of dismemberment or permanent disability. Unlike other policies
we provide indemnity for loss of use that would not require actual severance of
Temporary Total and Partial disability
Pays a weekly indemnity in case of disability, which prevents the insured from
temporarily performing his duties/wotk totally or partially
Medical Reimbursement and Surgical Expenses
Medical expenses that maybe reimbursed arising from the accident, subject to limits
of the policy.
Unprovoked Murder and Assault
Assured is paid benefits in cases of death and disablement caused by unprovoked
murder and assault or any attempt thereat, subject to the policy limits.
Pays for burial expenses, subject to policy limits
No, Personal Accident (PA) Insurance only covers claims from accidental means. Natural sickness is not covered under this PA.